Get a real-time decision and capital in a few minutes.

What exactly is a Simple Loan?

The U.S. Bank Simple Loan is an instant and convenient method for U.S. Bank checking customers to borrow up to $1,000 to manage prepared and unplanned expenses.

Not a U.S. Bank customer that is checking? Explore our bank checking account choices.

What sort of Simple Loan works

• Apply anytime within on the internet and banking that is mobile having a real-time choice 1 and immediate access to loan funds
• Borrow as much as $1,000, in $100 increments
• Loan funds deposited straight into your U.S. Bank customer bank checking account
• Repay the loan in three payments that are monthly

Easy pricing with no fees that are late prepayment costs.

For each $100 borrowed you pay:

$6 cost with automated payments from your own U.S. Bank customer bank checking account

$6 fee with manual payments

Re re Payment instance

In the event that you borrow $400 and choose payments that are automatic your cost will undoubtedly be $24. You’ll pay straight right back a complete of $424 in three monthly obligations of around $141.33 each. Your total price to borrow (apr) should be 35.65%.

Simple Loan is just a high-cost loan and other choices could be available:

• Unsecured loan – a loan that is personal no security required
• Bank cards – Use to produce purchases or get an advance loan
• Reserve type of credit – a line that is personal of providing overdraft protection

To get going here is what you will need.

• You need to be at the very least 18 years old while having A u.s. That is currentв bank account that is available for at the least six months
• 3 months of recurring direct deposits in to a U.S. Bank bank account
• Your Personal Safety quantity

Get on online and mobile banking and access the easy Loan application website website website link in the bank account web page.

Our online application is convenient and protected.

Convenient

You can find the Simple Loan application link on the checking account page when logged into online and mobile banking if you’re already a U.S. Bank customer.

Secure

We make use of the strongest encryption that is available protect any information you send out.

Begin

Explore your alternatives

• Unsecured loan
• Charge cards
• Reserve personal credit line

Extra resources

• On line account access
• Financial IQ
• Simple Loan FAQ

• To be eligible for a individual line you need to have a current U.S. Bank checking account that is personal.
• Individual line supplies a money supply for ongoing economic requirements. A personal line may be right for you if this is what you need, or if you are looking for a revolving account with a variable rate and minimum monthly payments.

• To generally meet the fundamental skills, make certain you have actually a current U.S. Bank account that is checking.
• Reserve line protects you against overdrafts on the U.S. Bank checking account that is personal. Should this be things you need, a book line may be right for you.

• Financial IQ
• Safety
• Jobs
• Privacy
• On line Monitoring and Advertising
• Web Site Map
• Accessibility
• CoBrowse

To meet the requirements to utilize for a U.S. Bank Simple Loan, candidates will need to have an available U.S. Bank bank account with recurring direct deposits. Other eligibility requirements may use. Eligibility is non-transferable. Loan approval is susceptible to title loans ct credit and eligibility approval.

Loans and personal lines of credit can be found through U.S. Bank nationwide Association. Deposit items are made available from U.S. Bank National Association. Member FDIC.

To qualify to try to get a U.S. Bank Simple Loan, candidates will need to have an available U.S. Bank account that is checking recurring direct deposits. Other eligibility requirements may use. Eligibility is non-transferable. Loan approval is at the mercy of eligibility and credit approval.

Loan payment instance: in the event that you borrow $400 and choose payments that are automatic your cost may be $24. You’ll pay right straight back a complete of $424 in three monthly premiums of around $141.33 each. Your total price to borrow (apr) are going to be 35.64%.