Our home loan range

Fixed speed mortgages

Your monthly premiums will always be the exact same through the fixed term period, whether interest levels rise or down.

Buy to allow mortgages

This range that is varied home in Multiple Occupation (HMO) mortgages (housing up to and including six tenants), and it is particularly made for individuals buying properties to book.

Shared Ownership mortgages

Dependent on in which you buy, a Shared Ownership mortgage could reduce the size significantly of the deposit - an alternative to get your base from the property ladder.

Interest Only mortgages

You’d be making monthly premiums towards the attention from the quantity you’ve lent. Then at the conclusion of the mortgage term, you’ll repay the full quantity borrowed. You’d be likely to possess a legitimate payment strategy set up, showing just how you’d repay the mortgage visit tids web-site at this time.

Pension Interest Only (RIO) mortgages

Having a RIO home loan, your monthly repayments just cover the attention charged on your own loan. Then your balance that is full be repaid following what’s called a ‘life event’.

At that time, the purchase of the property is supposed to be utilized given that payment strategy. The difference will still need to be repaid using other means so it’s worth considering that, if the value of your home is less than the outstanding loan. You'll find out more about RIO by clicking the switch below.

Discounted Rate mortgages

To hold costs down whenever you’re creating your brand new house, your variable rate of interest is paid down for a group time. After that it increases for the rest associated with the home loan duration.

Variable speed mortgages

The interest rate can go up as well as down unlike fixed rates. These prices usually apply as soon as your home loan deal wraps up, like when a fixed rate term finishes. Nevertheless some individuals might prefer these mortgages, since they frequently come without any repayment that is early.

If you’re purchasing any occasion home to allow off to other people, and for your self, have a look at our especially created Holiday allow mortgages. For properties purchased in England, Scotland or Wales.

Directly to Purchase mortgages

We’ve got a variety of mortgages giving support to the government’s straight to purchase scheme. This scheme was created to help you choose the home you rent at a currently discount cost.

Second Home mortgages

An assortment especially for individuals purchasing an extra home that is residential. We may be able to help whether it’s because of your work circumstances, or for your family.

Current Clients

We possibly may monitor and/or record your telephone conversations aided by the community to make sure consistent solution amounts as well as for colleague training purposes. By email and not using our secure email facility, please remember not to send any personal, financial or banking information because your information isn't secure if you are contacting us.

Leeds Building Society is just member for the Building Societies Association.

The merchandise and solutions on this website can be obtained to UK residents only. Home loan applicants needs to be 18 years or over. Mortgages are subject to eligibility, status and financial standing.

The community's primary company is the supply of cost savings products and mortgages.

Leeds Building Society is authorised because of the Prudential Regulation Authority and controlled by the Financial Conduct Authority (FCA) and also the Prudential Regulation Authority. Leeds Building Society is registered in the Financial solutions join under quantity 164992. You should check this regarding the FCA web site at www. Fca.org.uk/firms/systems-reporting/register or by calling 0800 111 6768. Buy to allow mortgages that are for company purposes are exempt from FCA Rules.

Hq: 105 Albion Street, Leeds, LS1 5AS